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YOU’LL NEED A WEDGE TO HANG THAT DOOR
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YOU’LL NEED A WEDGE TO HANG THAT DOOR

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  1. Home
  2. Travel

5 things you need to tell your travel insurer

Before you go on holiday. - by Laura Barry
  • 03 Oct 2018
5 things you need to tell your travel insurer

There’s been a lot of coverage in the media over the past few months about travel insurance companies that refuse to help their customers due to ‘existing conditions’ that were never reported. For many of us, travel insurance is a case of paying for the policy at your local travel agent, then heading off on holiday without a second thought. However, what we should really be doing is getting in touch with the insurer and double-checking exactly what they need to know about in case of a claim, and what you will be covered for.

Here are five things you probably never knew you had to disclose to your travel insurer.

1. Pregnancy complications

According to Tick Travel Insurance, you need to declare any pregnancy-related conditions or complications that you know of before you travel.

2. If you’ve had surgery

if you have experienced a condition that has required surgery in the past two years of your travel date Compare Travel Insurance recommends having the condition  assessed by your insurer.

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3. Mole removal

If you’ve ever had a mole removed you need to tell your travel insurance company, regardless whether the removal was for cosmetic or medical reasons.

4. Broken bones

If you have ever broken or fractured a bone you need to report the details to your chosen insurer. Even old injuries that have since been treated and completely healed for years need to be declared, as some complications or methods of medical treatment for broken and fractured bones can result in chronic conditions later down the road.

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Getty

5. Food allergies

While sampling the different foods from around the world is usually high on any globetrotters list, food allergies must be declared before you travel to your insurer. Fast Cover recommends researching insurance companies that cover people with common food allergies such as nuts, eggs, dairy, and soy. 

You might also like:

How to avoid jet lag 

Venice introduces new fines for undesirable tourist behaviour 

Packing hacks for every type of holiday

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Laura Barry
Laura Barry
Laura Barry is a writer, bookworm and interior design enthusiast with a love for reporting on all things homes, travel and lifestyle. When not tapping away at her keyboard, Laura can be found making endless cups of tea or perusing the shelves of Sydney’s many bookstores.

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YOU’LL NEED A WEDGE TO HANG THAT DOOR
Watch 6:32

YOU’LL NEED A WEDGE TO HANG THAT DOOR

{headline}

{headline}

This is Australia's best holiday home for 2020

This is Australia's best holiday home for 2020

Bali Bliss!

Bali Bliss!

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The best kid-friendly tourist attractions in Australia

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Lonely Planet names top 10 best value holiday destinations for 2020

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11 Must-see sights in Tasmania

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Taking a girls trip is the best thing for your health, study says

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These are the best times to book flights and save money

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You’ve never seen a pop up home like this before

You’ve never seen a pop up home like this before

5 of the best adventure family holidays

5 of the best adventure family holidays

5 ways to book a holiday on a budget

5 ways to book a holiday on a budget

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10 of the best family holiday destinations overseas

This is how long your holiday should be for peak relaxation

This is how long your holiday should be for peak relaxation

5 of the best destinations for Aussie families in 2019

5 of the best destinations for Aussie families in 2019

The top travel destination for 2019 has been announced

The top travel destination for 2019 has been announced

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